Your credit history. Three simple words that can determine the outcome of our financial success. Your credit history influences any and all decisions that a company or institution will make when considering you as a credit risk. Because of its importance, knowing and understanding what your credit report says about you is vital.
Your Credit Report
Your credit report is a document that will show your personal and financial information, good and bad. Your score is based on this information and is called your FICO score. The higher the FICO score the better. This information is reported by all three major credit bureaus, Equifax, Experian (formerly TRW), and TransUnion. Any time you apply for credit of any kind, the lender will contact one of these credit bureau View the rest of this article
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